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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,523 | $109,359-61.1% | $162,171-73.8% | $72,983-41.7% |
| Participation rate | 89.7% | 84.3%+5.4pp | 87.6%+2.1pp | 69.5%+20.2pp |
| Annual return | 21.41% | 25.46%-4.0pp | 115.60%-94.2pp | 81.01%-59.6pp |
| Employer contribution / active EE | $2,567 | $3,907-34.3% | $5,613-54.3% | $2,440+5.2% |
| Participant deferral / active EE | $5,496 | $5,481+0.3% | $7,297-24.7% | $3,608+52.4% |
| Admin fee / account holder | $7,234 | $7,972-9.3% | $10,843-33.3% | $5,124+41.2% |