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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,230 | $98,760-45.1% | $149,715-63.8% | $79,858-32.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 7.67% | 27.43%-19.8pp | 276.66%-269.0pp | 31.72%-24.0pp |
| Employer contribution / active EE | $4,816 | $3,217+49.7% | $4,645+3.7% | $2,471+94.9% |
| Participant deferral / active EE | $4,879 | $5,681-14.1% | $6,842-28.7% | $3,740+30.4% |
| Admin fee / account holder | $3,953 | $6,053-34.7% | $9,310-57.5% | $5,306-25.5% |