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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,828 | $174,379+55.9% | $152,093+78.7% | $138,895+95.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 14.76% | 74.86%-60.1pp | 66.36%-51.6pp | 145.39%-130.6pp |
| Employer contribution / active EE | $11,440 | $4,652+145.9% | $4,175+174.0% | $4,194+172.7% |
| Participant deferral / active EE | $6,801 | $6,159+10.4% | $5,451+24.8% | $6,396+6.3% |
| Admin fee / account holder | $4,019 | $16,880-76.2% | $14,497-72.3% | $12,562-68.0% |