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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,203 | $78,690+32.4% | $161,489-35.5% | $87,485+19.1% |
| Participation rate | 53.8% | 67.5%-13.6pp | 78.7%-24.9pp | 68.9%-15.1pp |
| Annual return | 16.44% | 32.74%-16.3pp | 89.72%-73.3pp | 26.06%-9.6pp |
| Employer contribution / active EE | $1,237 | $2,588-52.2% | $4,268-71.0% | $2,596-52.4% |
| Participant deferral / active EE | $2,608 | $3,311-21.2% | $5,630-53.7% | $4,274-39.0% |
| Admin fee / account holder | $10 | $6,724-99.9% | $16,006-99.9% | $7,775-99.9% |