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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,683 | $176,077-51.9% | $159,455-46.9% | $167,518-49.4% |
| Participation rate | 71.4% | 84.9%-13.5pp | 82.8%-11.4pp | 82.1%-10.7pp |
| Annual return | 13.14% | 331.83%-318.7pp | 263.63%-250.5pp | 478.71%-465.6pp |
| Employer contribution / active EE | $1,944 | $5,298-63.3% | $4,830-59.7% | $4,838-59.8% |
| Participant deferral / active EE | $8,490 | $7,751+9.5% | $7,353+15.5% | $6,342+33.9% |
| Admin fee / account holder | $796 | $12,556-93.7% | $10,800-92.6% | $12,312-93.5% |