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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,090 | $157,304-32.6% | $141,197-24.9% | $152,909-30.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 24.87% | 64.34%-39.5pp | 71.41%-46.5pp | 345.46%-320.6pp |
| Employer contribution / active EE | $2,144 | $5,263-59.3% | $4,736-54.7% | $4,764-55.0% |
| Participant deferral / active EE | $7,336 | $7,111+3.2% | $6,710+9.3% | $5,851+25.4% |
| Admin fee / account holder | $876 | $12,126-92.8% | $10,265-91.5% | $11,601-92.4% |