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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,744 | $138,076-48.0% | $123,553-41.9% | $135,380-47.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -13.52% | 153.70%-167.2pp | 119.21%-132.7pp | 519.81%-533.3pp |
| Employer contribution / active EE | $6,786 | $5,152+31.7% | $4,628+46.6% | $4,779+42.0% |
| Participant deferral / active EE | $6,684 | $6,800-1.7% | $6,426+4.0% | $5,609+19.2% |
| Admin fee / account holder | $508 | $10,917-95.3% | $9,284-94.5% | $10,828-95.3% |