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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,119 | $167,362+7.0% | $143,799+24.6% | $134,532+33.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | 23.63% | 0.47%+23.2pp | -0.04%+23.7pp | 418.27%-394.6pp |
| Employer contribution / active EE | $4,175 | $5,620-25.7% | $4,952-15.7% | $4,741-11.9% |
| Participant deferral / active EE | $8,278 | $6,447+28.4% | $5,638+46.8% | $6,401+29.3% |
| Admin fee / account holder | $350 | $18,094-98.1% | $14,677-97.6% | $11,429-96.9% |