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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,772 | $198,457+11.2% | $170,435+29.5% | $147,586+49.6% |
| Participation rate | 88.9% | 88.0%+0.9pp | 83.6%+5.3pp | 82.8%+6.1pp |
| Annual return | 20.38% | 257.30%-236.9pp | 205.94%-185.6pp | 578.59%-558.2pp |
| Employer contribution / active EE | $3,427 | $6,183-44.6% | $5,432-36.9% | $4,876-29.7% |
| Participant deferral / active EE | $4,000 | $5,629-28.9% | $4,939-19.0% | $5,439-26.5% |
| Admin fee / account holder | $2,647 | $16,852-84.3% | $13,881-80.9% | $10,886-75.7% |