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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,730 | $100,895+55.3% | $90,430+73.3% | $158,950-1.4% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 12.96% | 1725.54%-1712.6pp | 1293.73%-1280.8pp | 302.91%-289.9pp |
| Employer contribution / active EE | $6,156 | $3,689+66.9% | $3,262+88.7% | $4,762+29.3% |
| Participant deferral / active EE | $15,707 | $4,347+261.3% | $3,963+296.4% | $5,983+162.5% |
| Admin fee / account holder | $1,514 | $6,505-76.7% | $5,613-73.0% | $11,248-86.5% |