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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,163 | $63,346+135.5% | $92,240+61.7% | $70,126+112.7% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 19.31% | 530.19%-510.9pp | 176.29%-157.0pp | 73.15%-53.8pp |
| Employer contribution / active EE | $14,230 | $2,471+475.8% | $3,680+286.7% | $2,343+507.5% |
| Participant deferral / active EE | $12,145 | $2,854+325.6% | $3,897+211.7% | $3,332+264.5% |
| Admin fee / account holder | $2,189 | $3,841-43.0% | $5,194-57.9% | $4,645-52.9% |