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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,213 | $114,119-28.0% | $107,187-23.3% | $138,895-40.8% |
| Participation rate | 83.3% | 78.1%+5.3pp | 75.0%+8.3pp | 79.9%+3.4pp |
| Annual return | 17.17% | 273.21%-256.0pp | 204.55%-187.4pp | 145.39%-128.2pp |
| Employer contribution / active EE | $7,246 | $4,059+78.5% | $3,782+91.6% | $4,194+72.8% |
| Participant deferral / active EE | $4,331 | $5,538-21.8% | $5,096-15.0% | $6,396-32.3% |
| Admin fee / account holder | $1,209 | $10,024-87.9% | $9,162-86.8% | $12,562-90.4% |