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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,200 | $72,492-29.4% | $87,102-41.2% | $72,983-29.8% |
| Participation rate | 94.5% | 72.8%+21.7pp | 76.9%+17.7pp | 69.5%+25.1pp |
| Annual return | -42.70% | 24.46%-67.2pp | 28.19%-70.9pp | 81.01%-123.7pp |
| Employer contribution / active EE | $1,168 | $1,894-38.4% | $2,521-53.7% | $2,440-52.1% |
| Participant deferral / active EE | $3,207 | $3,270-1.9% | $4,048-20.8% | $3,608-11.1% |
| Admin fee / account holder | $8,605 | $5,055+70.2% | $7,491+14.9% | $5,124+67.9% |