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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,442 | $150,447-27.9% | $136,298-20.4% | $147,586-26.5% |
| Participation rate | 68.2% | 84.4%-16.2pp | 81.9%-13.7pp | 82.8%-14.6pp |
| Annual return | 14.16% | 1049.15%-1035.0pp | 5156.27%-5142.1pp | 578.59%-564.4pp |
| Employer contribution / active EE | $4,348 | $5,256-17.3% | $4,696-7.4% | $4,876-10.8% |
| Participant deferral / active EE | $6,984 | $6,631+5.3% | $6,247+11.8% | $5,439+28.4% |
| Admin fee / account holder | $39,409 | $10,906+261.3% | $9,244+326.3% | $10,886+262.0% |