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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,759 | $209,425+34.5% | $178,499+57.8% | $158,966+77.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 12.37% | 188.80%-176.4pp | 151.10%-138.7pp | 302.95%-290.6pp |
| Employer contribution / active EE | $5,220 | $5,707-8.5% | $5,011+4.2% | $4,762+9.6% |
| Participant deferral / active EE | $7,411 | $5,955+24.4% | $5,202+42.5% | $5,983+23.9% |
| Admin fee / account holder | $4,688 | $17,078-72.5% | $13,986-66.5% | $11,250-58.3% |