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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,230 | $198,457+33.1% | $170,435+55.0% | $147,586+79.0% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 11.45% | 257.30%-245.9pp | 205.94%-194.5pp | 578.59%-567.1pp |
| Employer contribution / active EE | $6,817 | $6,183+10.2% | $5,432+25.5% | $4,876+39.8% |
| Participant deferral / active EE | $8,115 | $5,629+44.2% | $4,939+64.3% | $5,439+49.2% |
| Admin fee / account holder | $775 | $16,852-95.4% | $13,881-94.4% | $10,886-92.9% |