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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,297 | $69,248+223.9% | $64,101+249.9% | $139,466+60.8% |
| Participation rate | 58.3% | 75.6%-17.3pp | 72.3%-14.0pp | 80.3%-22.0pp |
| Annual return | 12.72% | 45.95%-33.2pp | 33.72%-21.0pp | 373.66%-360.9pp |
| Employer contribution / active EE | $2,112 | $3,185-33.7% | $2,749-23.2% | $4,754-55.6% |
| Participant deferral / active EE | $3,587 | $4,682-23.4% | $3,881-7.6% | $6,712-46.6% |
| Admin fee / account holder | $3,479 | $4,247-18.1% | $3,070+13.3% | $11,409-69.5% |