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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,156 | $81,643+79.0% | $70,462+107.4% | $158,950-8.0% |
| Participation rate | 81.8% | 77.7%+4.1pp | 75.1%+6.8pp | 82.0%-0.1pp |
| Annual return | 3.92% | 208.51%-204.6pp | 109.08%-105.2pp | 302.91%-299.0pp |
| Employer contribution / active EE | $2,972 | $3,218-7.6% | $2,737+8.6% | $4,762-37.6% |
| Participant deferral / active EE | $5,800 | $4,555+27.3% | $3,710+56.3% | $5,983-3.1% |
| Admin fee / account holder | $2,943 | $6,194-52.5% | $3,845-23.5% | $11,248-73.8% |