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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,631 | $162,821-79.3% | $133,978-74.9% | $158,982-78.8% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 27.86% | 41.95%-14.1pp | 45.10%-17.2pp | 302.99%-275.1pp |
| Employer contribution / active EE | $8,543 | $4,976+71.7% | $3,919+118.0% | $4,763+79.4% |
| Participant deferral / active EE | $6,754 | $5,910+14.3% | $5,047+33.8% | $5,983+12.9% |
| Admin fee / account holder | $338 | $11,742-97.1% | $8,930-96.2% | $11,252-97.0% |