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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,242 | $135,639-91.0% | $110,241-88.9% | $135,382-91.0% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -51.20% | 513.21%-564.4pp | 314.75%-365.9pp | 519.77%-571.0pp |
| Employer contribution / active EE | $1,931 | $4,907-60.6% | $3,827-49.5% | $4,779-59.6% |
| Participant deferral / active EE | $13,469 | $5,507+144.6% | $4,672+188.3% | $5,609+140.1% |
| Admin fee / account holder | $941 | $11,457-91.8% | $8,548-89.0% | $10,829-91.3% |