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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,787 | $107,030+19.4% | $73,550+73.7% | $147,586-13.4% |
| Participation rate | 90.0% | 66.4%+23.6pp | 54.9%+35.1pp | 82.8%+7.2pp |
| Annual return | 14.84% | 38.25%-23.4pp | -15.16%+30.0pp | 578.59%-563.7pp |
| Employer contribution / active EE | $2,888 | $1,760+64.1% | $1,219+136.9% | $4,876-40.8% |
| Participant deferral / active EE | $7,121 | $2,458+189.7% | $1,804+294.7% | $5,439+30.9% |
| Admin fee / account holder | $9,089 | $3,055+197.5% | $2,320+291.8% | $10,886-16.5% |