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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,547 | $81,208-80.9% | $98,916-84.3% | $79,858-80.5% |
| Participation rate | 82.1% | 72.5%+9.6pp | 76.0%+6.1pp | 69.6%+12.5pp |
| Annual return | 13.62% | 60.99%-47.4pp | 196.45%-182.8pp | 31.72%-18.1pp |
| Employer contribution / active EE | $0 | $1,960-100.0% | $2,689-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $2,106 | $3,265-35.5% | $4,245-50.4% | $3,740-43.7% |
| Admin fee / account holder | $3,651 | $6,013-39.3% | $6,642-45.0% | $5,306-31.2% |