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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,104 | $58,523-65.6% | $99,470-79.8% | $72,983-72.5% |
| Participation rate | 87.9% | 64.6%+23.3pp | 73.8%+14.0pp | 69.5%+18.4pp |
| Annual return | 23.66% | 28.51%-4.8pp | 30.72%-7.1pp | 81.01%-57.3pp |
| Employer contribution / active EE | $1,532 | $1,512+1.4% | $2,540-39.7% | $2,440-37.2% |
| Participant deferral / active EE | $3,259 | $2,606+25.1% | $3,619-9.9% | $3,608-9.7% |
| Admin fee / account holder | $819 | $4,102-80.0% | $6,252-86.9% | $5,124-84.0% |