Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,293 | $58,292-65.2% | $86,640-76.6% | $71,511-71.6% |
| Participation rate | 57.7% | 65.0%-7.3pp | 71.7%-14.0pp | 67.9%-10.2pp |
| Annual return | 17.34% | 21.63%-4.3pp | 592.52%-575.2pp | 28.86%-11.5pp |
| Employer contribution / active EE | $2,313 | $2,574-10.1% | $3,024-23.5% | $2,589-10.7% |
| Participant deferral / active EE | $2,903 | $3,438-15.6% | $4,438-34.6% | $4,291-32.3% |
| Admin fee / account holder | $1,446 | $1,057+36.8% | $5,616-74.2% | $1,588-9.0% |