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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,540 | $110,093+36.7% | $97,295+54.7% | $145,897+3.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 14.73% | 244.76%-230.0pp | 75.62%-60.9pp | 552.29%-537.6pp |
| Employer contribution / active EE | $1,630 | $3,077-47.0% | $2,723-40.1% | $4,663-65.0% |
| Participant deferral / active EE | $4,702 | $4,678+0.5% | $4,264+10.3% | $6,689-29.7% |
| Admin fee / account holder | $3,066 | $6,212-50.6% | $5,646-45.7% | $13,390-77.1% |