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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,116 | $113,941-70.1% | $94,228-63.8% | $125,388-72.8% |
| Participation rate | 42.1% | 82.9%-40.8pp | 78.8%-36.7pp | 83.2%-41.1pp |
| Annual return | -1.80% | 5.29%-7.1pp | 10.68%-12.5pp | 282.24%-284.0pp |
| Employer contribution / active EE | $0 | $4,727-100.0% | $3,587-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $1,914 | $5,179-63.0% | $4,320-55.7% | $5,352-64.2% |
| Admin fee / account holder | $3,183 | $8,392-62.1% | $6,269-49.2% | $9,541-66.6% |