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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,481 | $217,432-3.2% | $185,849+13.3% | $167,536+25.6% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 11.30% | 148.42%-137.1pp | 122.10%-110.8pp | 478.82%-467.5pp |
| Employer contribution / active EE | $7,593 | $5,875+29.3% | $5,169+46.9% | $4,839+56.9% |
| Participant deferral / active EE | $4,272 | $6,357-32.8% | $5,569-23.3% | $6,342-32.6% |
| Admin fee / account holder | $3,888 | $19,818-80.4% | $16,244-76.1% | $12,315-68.4% |