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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,771 | $180,459-28.6% | $154,108-16.4% | $135,380-4.9% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -10.01% | 888.21%-898.2pp | 735.21%-745.2pp | 519.81%-529.8pp |
| Employer contribution / active EE | $8,048 | $6,035+33.4% | $5,298+51.9% | $4,779+68.4% |
| Participant deferral / active EE | $4,144 | $5,806-28.6% | $5,081-18.4% | $5,609-26.1% |
| Admin fee / account holder | $4,760 | $16,145-70.5% | $13,411-64.5% | $10,828-56.0% |