Retirement plan

ZEPHYR ALUMINUM EMPLOYEE SAVINGS & RETIREMENT PLAN

Name: ZEPHYR ALUMINUM - ZEPHYR ALUMINUM EMPLOYEE SAVINGS & RETIREMENT PLAN (2018) Form 5500
Creator: ZEPHYR ALUMINUM
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ZEPHYR ALUMINUM EMPLOYEE SAVINGS & RETIREMENT PLAN, ZEPHYR ALUMINUM

ZEPHYR ALUMINUMEIN 20-3938634Plan #001PY 2018

1539 FANNIE DORSEY ROAD - SYKESVILLE, MD 21784443-548-1380

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$7.5M

+4.7% from 2017

Total participants

+2.2% from 2017

Average account balance

$87,351

+4.7% from 2017

Annual return

9.73%

-2.22 pp from 2017

Benchmarks

See 9,414 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants25-99

Cohort9,414 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$9.01M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$123K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

128.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$446K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.33%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2817

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$817K

$12962 / participant

Other / not subdivided$817K100.0%

% of EOY assets

10.871%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$87,351

$50,958+71.4%

$74,552+17.2%

$64,181+36.1%

Participation rate

90.5%

61.1%+29.4pp

69.1%+21.3pp

69.6%+20.9pp

Annual return

9.73%

-1.86%+11.6pp

32.53%-22.8pp

7.63%+2.1pp

Employer contribution / active EE

$2,525

$1,115+126.4%

$1,961+28.8%

$2,381+6.1%

Participant deferral / active EE

$4,722

$2,301+105.2%

$3,108+51.9%

$3,470+36.1%

Admin fee / account holder

$9,496

$4,223+124.9%

$5,060+87.7%

$4,887+94.3%

ZEPHYR ALUMINUM EMPLOYEE SAVINGS & RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ZEPHYR ALUMINUM EMPLOYEE SAVINGS & RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion