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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,306 | $85,766-29.7% | $136,297-55.8% | $70,124-14.0% |
| Participation rate | 69.0% | 74.2%-5.2pp | 81.9%-13.0pp | 69.5%-0.6pp |
| Annual return | 19.73% | 31.45%-11.7pp | 5156.19%-5136.5pp | 73.14%-53.4pp |
| Employer contribution / active EE | $1,707 | $2,966-42.4% | $4,696-63.6% | $2,342-27.1% |
| Participant deferral / active EE | $2,990 | $5,051-40.8% | $6,247-52.1% | $3,332-10.3% |
| Admin fee / account holder | $479 | $5,420-91.2% | $9,244-94.8% | $4,645-89.7% |