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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,329 | $150,446-55.2% | $136,297-50.6% | $147,585-54.4% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 10.75% | 1049.14%-1038.4pp | 5156.19%-5145.4pp | 578.58%-567.8pp |
| Employer contribution / active EE | $10,721 | $5,256+104.0% | $4,696+128.3% | $4,876+119.9% |
| Participant deferral / active EE | $8,398 | $6,631+26.7% | $6,247+34.4% | $5,439+54.4% |
| Admin fee / account holder | $328 | $10,906-97.0% | $9,244-96.5% | $10,886-97.0% |