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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,667 | $135,956-52.4% | $123,894-47.8% | $273,972-76.4% |
| Participation rate | 83.3% | 84.1%-0.7pp | 81.4%+1.9pp | 83.0%+0.3pp |
| Annual return | 5.68% | 56.63%-50.9pp | 47.52%-41.8pp | 41.46%-35.8pp |
| Employer contribution / active EE | $8,326 | $5,170+61.1% | $4,617+80.3% | $4,869+71.0% |
| Participant deferral / active EE | $5,791 | $6,343-8.7% | $5,984-3.2% | $5,287+9.5% |
| Admin fee / account holder | $3,673 | $9,817-62.6% | $8,357-56.1% | $10,133-63.8% |