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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,100 | $156,398+93.2% | $147,318+105.1% | $138,895+117.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 15.92% | 78.75%-62.8pp | 70.43%-54.5pp | 145.39%-129.5pp |
| Employer contribution / active EE | $13,777 | $4,853+183.9% | $4,593+200.0% | $4,194+228.5% |
| Participant deferral / active EE | $20,069 | $8,237+143.6% | $7,906+153.8% | $6,396+213.8% |
| Admin fee / account holder | $7,868 | $14,976-47.5% | $13,708-42.6% | $12,562-37.4% |