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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,751 | $171,867-52.4% | $149,721-45.4% | $147,586-44.6% |
| Participation rate | 76.9% | 88.2%-11.3pp | 87.1%-10.1pp | 82.8%-5.9pp |
| Annual return | 22.49% | 2113.36%-2090.9pp | 1501.67%-1479.2pp | 578.59%-556.1pp |
| Employer contribution / active EE | $5,715 | $6,275-8.9% | $5,444+5.0% | $4,876+17.2% |
| Participant deferral / active EE | $12,330 | $7,270+69.6% | $6,568+87.7% | $5,439+126.7% |
| Admin fee / account holder | $2,908 | $13,799-78.9% | $11,282-74.2% | $10,886-73.3% |