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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,041 | $153,769-44.7% | $133,975-36.5% | $273,972-69.0% |
| Participation rate | 57.1% | 88.4%-31.2pp | 87.1%-29.9pp | 83.0%-25.9pp |
| Annual return | 26.89% | 36.51%-9.6pp | 29.29%-2.4pp | 41.46%-14.6pp |
| Employer contribution / active EE | $5,776 | $6,029-4.2% | $5,211+10.8% | $4,869+18.6% |
| Participant deferral / active EE | $12,040 | $6,958+73.0% | $6,282+91.7% | $5,287+127.7% |
| Admin fee / account holder | $8,774 | $11,765-25.4% | $9,324-5.9% | $10,133-13.4% |