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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,704 | $110,039+103.3% | $97,260+130.0% | $145,884+53.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 10.28% | 244.44%-234.2pp | 75.54%-65.3pp | 551.85%-541.6pp |
| Employer contribution / active EE | $11,814 | $3,074+284.3% | $2,721+334.2% | $4,662+153.4% |
| Participant deferral / active EE | $32,547 | $4,674+596.4% | $4,262+663.7% | $6,690+386.5% |
| Admin fee / account holder | $3,354 | $6,204-45.9% | $5,640-40.5% | $13,392-75.0% |