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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,795 | $110,303+49.4% | $95,759+72.1% | $139,487+18.1% |
| Participation rate | 33.3% | 75.7%-42.4pp | 72.3%-38.9pp | 80.3%-47.0pp |
| Annual return | 14.89% | 27.19%-12.3pp | 28.42%-13.5pp | 373.84%-359.0pp |
| Employer contribution / active EE | $582 | $3,261-82.2% | $2,836-79.5% | $4,755-87.8% |
| Participant deferral / active EE | $1,827 | $4,674-60.9% | $4,244-56.9% | $6,713-72.8% |
| Admin fee / account holder | $1,854 | $6,615-72.0% | $5,678-67.3% | $11,407-83.7% |