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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,793 | $149,741+62.1% | $118,914+104.2% | $158,982+52.7% |
| Participation rate | 100.0% | 82.1%+17.9pp | 75.4%+24.6pp | 82.0%+18.0pp |
| Annual return | 12.07% | 19.94%-7.9pp | 35.89%-23.8pp | 302.99%-290.9pp |
| Employer contribution / active EE | $6,096 | $4,119+48.0% | $3,264+86.7% | $4,763+28.0% |
| Participant deferral / active EE | $6,500 | $5,226+24.4% | $4,266+52.4% | $5,983+8.6% |
| Admin fee / account holder | $2,212 | $8,607-74.3% | $6,582-66.4% | $11,252-80.3% |