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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,656 | $127,096+67.3% | $105,736+101.1% | $135,380+57.1% |
| Participation rate | 50.0% | 82.7%-32.7pp | 76.3%-26.3pp | 82.6%-32.6pp |
| Annual return | -7.10% | 4.49%-11.6pp | 6.27%-13.4pp | 519.81%-526.9pp |
| Employer contribution / active EE | $10,055 | $4,107+144.8% | $3,268+207.6% | $4,779+110.4% |
| Participant deferral / active EE | $4,625 | $5,064-8.7% | $4,080+13.4% | $5,609-17.5% |
| Admin fee / account holder | $2,245 | $9,087-75.3% | $6,913-67.5% | $10,828-79.3% |