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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,500 | $198,462-75.6% | $170,439-71.5% | $147,585-67.1% |
| Participation rate | 78.6% | 88.0%-9.4pp | 83.6%-5.0pp | 82.8%-4.3pp |
| Annual return | 15.63% | 257.30%-241.7pp | 205.94%-190.3pp | 578.58%-563.0pp |
| Employer contribution / active EE | $1,921 | $6,184-68.9% | $5,433-64.6% | $4,876-60.6% |
| Participant deferral / active EE | $3,468 | $5,629-38.4% | $4,939-29.8% | $5,439-36.2% |
| Admin fee / account holder | $4,894 | $16,852-71.0% | $13,881-64.7% | $10,886-55.0% |