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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,447 | $106,005+24.0% | $92,239+42.5% | $147,585-10.9% |
| Participation rate | 60.9% | 80.4%-19.5pp | 76.5%-15.6pp | 82.8%-22.0pp |
| Annual return | 12.71% | 50.05%-37.3pp | 176.29%-163.6pp | 578.58%-565.9pp |
| Employer contribution / active EE | $2,356 | $4,333-45.6% | $3,680-36.0% | $4,876-51.7% |
| Participant deferral / active EE | $2,620 | $4,478-41.5% | $3,897-32.8% | $5,439-51.8% |
| Admin fee / account holder | $5,022 | $6,333-20.7% | $5,194-3.3% | $10,886-53.9% |