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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,783 | $99,345+9.5% | $84,753+28.4% | $273,972-60.3% |
| Participation rate | 93.3% | 80.7%+12.6pp | 76.6%+16.7pp | 83.0%+10.3pp |
| Annual return | 5.70% | 22.93%-17.2pp | 22.78%-17.1pp | 41.46%-35.8pp |
| Employer contribution / active EE | $3,386 | $4,214-19.6% | $3,574-5.3% | $4,869-30.4% |
| Participant deferral / active EE | $3,859 | $4,270-9.6% | $3,712+4.0% | $5,287-27.0% |
| Admin fee / account holder | $5,589 | $6,645-15.9% | $5,333+4.8% | $10,133-44.8% |