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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,096 | $99,011+57.7% | $86,582+80.3% | $147,586+5.8% |
| Participation rate | 81.8% | 76.3%+5.5pp | 73.5%+8.3pp | 82.8%-1.0pp |
| Annual return | 118.97% | 1312.75%-1193.8pp | 965.08%-846.1pp | 578.59%-459.6pp |
| Employer contribution / active EE | $2,624 | $3,132-16.2% | $2,839-7.6% | $4,876-46.2% |
| Participant deferral / active EE | $6,639 | $3,972+67.1% | $3,609+84.0% | $5,439+22.1% |
| Admin fee / account holder | $15,580 | $5,709+172.9% | $4,904+217.7% | $10,886+43.1% |