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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,655 | $198,461-66.4% | $170,436-60.9% | $147,585-54.8% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | -0.12% | 257.30%-257.4pp | 205.94%-206.1pp | 578.57%-578.7pp |
| Employer contribution / active EE | $11,481 | $6,184+85.7% | $5,433+111.3% | $4,876+135.5% |
| Participant deferral / active EE | $6,000 | $5,629+6.6% | $4,939+21.5% | $5,439+10.3% |
| Admin fee / account holder | $335 | $16,852-98.0% | $13,880-97.6% | $10,885-96.9% |