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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,247 | $105,200+183.5% | $159,474+87.0% | $85,847+247.4% |
| Participation rate | 91.4% | 75.8%+15.6pp | 82.8%+8.6pp | 69.3%+22.1pp |
| Annual return | 17.79% | 45.08%-27.3pp | 263.68%-245.9pp | 318.61%-300.8pp |
| Employer contribution / active EE | $4,568 | $3,319+37.6% | $4,831-5.4% | $2,565+78.1% |
| Participant deferral / active EE | $9,031 | $5,946+51.9% | $7,353+22.8% | $3,952+128.5% |
| Admin fee / account holder | $3,133 | $6,934-54.8% | $10,802-71.0% | $6,261-50.0% |