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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,028 | $98,776+161.2% | $149,745+72.3% | $79,856+223.1% |
| Participation rate | 93.1% | 75.8%+17.3pp | 82.5%+10.6pp | 69.6%+23.5pp |
| Annual return | 15.93% | 27.38%-11.4pp | 276.72%-260.8pp | 31.71%-15.8pp |
| Employer contribution / active EE | $4,873 | $3,217+51.5% | $4,646+4.9% | $2,471+97.2% |
| Participant deferral / active EE | $9,783 | $5,681+72.2% | $6,843+43.0% | $3,741+161.5% |
| Admin fee / account holder | $994 | $6,053-83.6% | $9,312-89.3% | $5,306-81.3% |