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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,004 | $106,864+102.1% | $147,318+46.6% | $82,637+161.4% |
| Participation rate | 91.4% | 75.5%+15.9pp | 82.1%+9.4pp | 68.1%+23.4pp |
| Annual return | 8.28% | 27.49%-19.2pp | 70.43%-62.1pp | 53.51%-45.2pp |
| Employer contribution / active EE | $4,657 | $3,417+36.3% | $4,593+1.4% | $2,552+82.5% |
| Participant deferral / active EE | $6,670 | $6,496+2.7% | $7,906-15.6% | $4,126+61.6% |
| Admin fee / account holder | $9,777 | $8,415+16.2% | $13,708-28.7% | $7,339+33.2% |