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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,324 | $63,861-76.0% | $104,614-85.4% | $79,858-80.8% |
| Participation rate | 68.6% | 64.9%+3.6pp | 74.1%-5.5pp | 69.6%-1.1pp |
| Annual return | 31.16% | 21.30%+9.9pp | 340.56%-309.4pp | 31.72%-0.6pp |
| Employer contribution / active EE | $1,492 | $1,588-6.1% | $2,681-44.4% | $2,471-39.6% |
| Participant deferral / active EE | $3,884 | $2,693+44.2% | $3,739+3.9% | $3,740+3.8% |
| Admin fee / account holder | $91 | $4,185-97.8% | $6,464-98.6% | $5,306-98.3% |