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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $115 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,984 | $64,359-47.2% | $90,161-62.3% | $70,126-51.5% |
| Participation rate | 71.9% | 70.4%+1.4pp | 76.9%-5.0pp | 69.5%+2.3pp |
| Annual return | 21.79% | 28.13%-6.3pp | 34.89%-13.1pp | 73.15%-51.4pp |
| Employer contribution / active EE | $642 | $2,046-68.6% | $3,318-80.6% | $2,343-72.6% |
| Participant deferral / active EE | $5,980 | $4,389+36.2% | $5,287+13.1% | $3,332+79.5% |
| Admin fee / account holder | $137 | $3,945-96.5% | $5,943-97.7% | $4,645-97.1% |