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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,387 | $87,733+31.5% | $106,555+8.3% | $85,847+34.4% |
| Participation rate | 93.5% | 71.9%+21.6pp | 76.1%+17.4pp | 69.3%+24.2pp |
| Annual return | 14.49% | 21.86%-7.4pp | 26.80%-12.3pp | 318.61%-304.1pp |
| Employer contribution / active EE | $5,208 | $2,073+151.2% | $2,819+84.7% | $2,565+103.0% |
| Participant deferral / active EE | $8,349 | $3,469+140.7% | $4,399+89.8% | $3,952+111.2% |
| Admin fee / account holder | $2,037 | $6,767-69.9% | $7,408-72.5% | $6,261-67.5% |